Thursday, July 17, 2025
The Edmonton Elks are not being honest with their fans.
Wednesday, July 9, 2025
Alberta should look at public car insurance.
Moving to Alberta from Manitoba was a major wake up call when it came to car insurance. In Manitoba, you walk into an office at Manitoba Public Insurance with your proof of ownership and a car safety and within 10 mins you are out with an insurance policy. The government of Manitoba mandates that you must have car insurance and liability, and they provide it for you. In Alberta, you have to look at private options.
First, you have to find a broker.....not hard there are lots of them around. Then you have provide a little history, no big deal, and then the broker "shops around" for the best deal. Then you basically sign on the dotted line with that private company and away you go. What is wrong with that you ask? Well first of all, you are basically at the mercy of private companies. There is no regulation....no one stopping them from denying you for any reason. Had a bad credit history because you were fighting cancer and got behind on bills? Sorry, too bad, we need the whole year up front. Have 4 people with drivers licences in your home that never drive your car? Too bad, you have to pay more because they might have "access" to it....and you will need to provide all their info too. That roommate you have with a bad driving record is now costing you more for car insurance.
We know Alberta loves corporations over people, and corporate profits are a religion here, but since people do not like their pockets books affected, they should considering having a public option for car insurance. Manitoba Public Insurance even refunds people if there are a low amount of claims, and as you have more years go by without a claim, rates actually go DOWN, not up. Students or people with no driving history are not punished in Manitoba like they are in Alberta. It is crazy how much young people have to pay for car insurance.
You will find no shortage of people who have "horror stories" of the public insurance in BC and are "so thankful" for Alberta's system....those likely didn't get their way in a accident claim...in Alberta you can sue people for ridiculous things. Driving a car with a coffee and someone bumps into you and you spill coffee on you? Well there is $10,000 for "soft tissue damage" or some other crap. In Manitoba, that would not fly at all.
If the government is going to mandate car insurance and liability, then they should be the ones providing the service....not for profit corporations that can take advantage. People in Alberta don't like Ottawa "taking advantage" of Alberta, but if you are foreign for profit insurance company....by all means, come and milk the people for all you can get. It is exhausting.